Credit Cards
Credit cards catered to your lifestyle.
Low rates, great rewards.
As a Mirastar member you have the option of choosing a Secured Visa, Visa Platinum or Visa Platinum Rewards. Each card has its benefits, including no annual fees. We’ll help you find the one that fits your current needs while helping you reach your future goals.
Find the credit card for you
Visa Platinum
To expand your credit profile.
Introductory 1.99%1 APR Balance Transfers for 12 months on Balance Transfers performed during the first 3 months of account opening (after that, 15.99%2)
15.99%
Variable APR
Visa Platinum Rewards
Earning rewards for future purchases.
Spend $500 in the first 3 months of account opening, get 10,000 points. After that, get Dollar-for-Dollar points for all purchases.
18.00%
Variable APR Secured VISA
Building credit.
Introductory 1.99%1 APR on Balance Transfers for 12 months on Balance Transfers performed during the first 3 months of account opening (after that, 15.99%2)
15.99%
Variable APRApply for a credit card today.
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Disclosures
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1 APR = Annual Percentage Rate. Offer not valid on VISA Platinum Rewards Cards and/or balances transferred from other Mirastar Federal Credit Union loans.
2 Current Purchase, post-introductory Balance Transfer, and Cash Advance APRs are 15.99% for VISA Share Secured and VISA Platinum and 18.00% for VISA Platinum Rewards (as of 07/08/2024). These are variable rate accounts. We add a “Margin” of 7.740% to the Prime Rate (currently 8.25% as of 07/08/2024) to determine the VISA Share Secured and VISA Platinum Purchase, post-introductory Balance Transfer, and Cash Advance APRs (the daily periodic rate for Purchases, post-introductory Balance Transfers, and Cash Advances is currently 0.0438%); maximum APR 18% (corresponding to a daily periodic rate of 0.0493%). We add a “Margin” of 10.740% to the Prime Rate to determine the VISA Rewards APR for Purchases, Balance Transfers, and Cash Advances (the daily periodic rate is currently 0.0493%); maximum APR 18% (corresponding to a daily periodic rate of 0.0493%).
The rates disclosed above are offered to approved applicants and depend on credit qualifications. Rates are variable, and rates and terms may change. All loans are subject to credit approval and income verification. If under 21, you must prove financial independence or have a qualified co-borrower over age 21. Refer to the Credit Card Agreement and the Application & Solicitation Disclosure for additional information. Balance transfer offer available for U.S.-issued cards only. VISA’s Zero Liability policy does not apply to commercial card or ATM transactions or to PIN transactions not processed by VISA.
*Offer not valid on balances transferred from other Mirastar Federal Credit Union loans. Transferring balances will not close accounts with other creditors. To close your accounts with other creditors, you must contact them. It may take up to 10 days for balance transfer payments to reach other creditors. You should continue to make payments to other creditors to avoid late fees; we will not be responsible for late or other default-related fees assessed by other creditors. Balance transfers will not be made if it causes you to exceed your credit limit.